Privacy Policy

1. Introduction

SafetyBoat ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our insurance quote services.

By using our website and services, you consent to the data practices described in this policy.

2. Information We Collect

Personal Information

We collect personal information that you voluntarily provide to us when you:

• Request an insurance quote
• Contact us for customer support
• Subscribe to our newsletter
• Participate in surveys or promotions

This information may include:

• Contact Information: Name, address, phone number, email address
• Demographic Information: Age, gender, occupation
• Financial Information: Income level, existing insurance coverage
• Health Information: Medical history, lifestyle factors (for life insurance quotes)

Automatically Collected Information

We automatically collect certain information when you visit our website:

• IP address and location data
• Browser type and version
• Device information
• Pages visited and time spent on our site
• Referring website information

3. How We Use Your Information

We use the information we collect to:

• Provide Insurance Services: Generate quotes, match you with suitable insurance providers
• Communication: Contact you about your quote requests and follow up on inquiries
• Customer Service: Respond to your questions and provide support
• Marketing: Send you relevant insurance offers and company updates (with your consent)
• Legal Compliance: Meet regulatory requirements for insurance services
• Website Improvement: Analyze usage patterns to enhance user experience

4. Information Sharing and Disclosure

Insurance Partners

We share your information with licensed insurance companies and agents to:

• Generate accurate insurance quotes
• Facilitate policy applications
• Provide ongoing customer service

Service Providers

We may share information with trusted third-party service providers who assist us in:

• Website hosting and maintenance
• Email marketing services
• Customer relationship management
• Data analytics and reporting

Legal Requirements

We may disclose your information when required by law or to:

• Comply with legal processes
• Protect our rights and property
• Prevent fraud or illegal activities
• Ensure user safety

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information, including:

• Encryption: SSL encryption for data transmission
• Access Controls: Limited access to authorized personnel only
• Regular Security Updates: Keeping systems and software current
• Data Backup: Secure backup and recovery procedures

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal requirements)
• Opt-out: Unsubscribe from marketing communications at any time
• Data Portability: Request your data in a portable format

7. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Remember your preferences and settings
• Analyze website traffic and usage patterns
• Provide personalized content and advertisements
• Improve website functionality

You can control cookie settings through your browser preferences. However, disabling cookies may affect website functionality.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

9. Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete such information promptly.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information during such transfers.

11. Data Retention

We retain personal information for as long as necessary to:

• Provide our services
• Comply with legal obligations
• Resolve disputes
• Enforce our agreements

Typically, we retain quote information for 7 years and marketing data until you opt out.

12. Updates to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. We will notify you of significant changes by posting the updated policy on our website and updating the "Last updated" date.