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Europe · Social Insurance Platform

Hop on, we've got you covered

Get insured in minutes, earn rewards, invite friends, and unlock perks. The first insurance platform that grows with you.

AI-powered matching in under 120 seconds.
Invite frifends, add family, unlock recurring rewards.
Built for young Europeans, trusted by leading partners.
As featured in
Tech.eu Sifted EU Startups
How it works

Insurance built like a social app, not a form.

Everything happens inside one playful, trusted platform. No brokers, no waiting rooms—just a clear flow from signup to shared rewards.

1

Join the platform

Two-minute signup that feels like onboarding into your favorite social app. No confusing PDFs, no calls, no friction.

Gov ID + social handles
2

Get matched automatically

Our AI routes you to the best insurer or partner instantly. You see transparent cover options, rewards, and pricing in one feed.

Match score generated live
3

Get rewarded & share

Invite friends → earn perks. Add family → unlock bonuses. Stay insured → level up rewards. Engagement is the growth engine.

Social streaks + badges
Reward system

Insurance becomes worth sharing.

Rewards make SafetyBoat go viral. Every action loops back to value for members, families, and partners.

What you earn

  • Monthly bill credits and cashback.
  • Family bonus pools for multi-cover households.
  • Travel, mobility, and lifestyle perks unlocked by streaks.

How you earn

  • Invite friends and track uptake with shareable links.
  • Keep policies active to climb loyalty tiers.
  • Co-manage cover with family or roommates.

Why families + communities win

  • Shared dashboards for parents, partners, siblings.
  • Collective bonuses when households stay protected.
  • Insurance that spreads because it’s rewarding, not because it’s mandatory.
Badges Leaderboards Invite tracking Reward wallet Family unlocks
Built for young Europe

The platform designed for a generation insurers can't reach.

SafetyBoat understands European Gen Zs, young families, freelancers, and creators. Clear UX, cultural context, and rewards make insurance feel native.

Why it resonates

  • Messaging and localization tuned for every major EU market.
  • Feels like a social feed with badges, streaks, and share cards.
  • Shows only the essentials so decisions stay simple.

Core audiences

  • Gen Z renters & travelers who expect instant cover.
  • Young families bundling health, home, mobility.
  • Remote workers and creators who move between cities.
Why SafetyBoat exists

Insurers can't make insurance social. We can.

Insurance doesn't spread socially. Legacy players are stuck, and young people don't care. SafetyBoat makes insurance something people want to talk about.

Distribution gap

Insurers spend billions on channels that don’t reach under-35s. SafetyBoat becomes the gateway into that audience.

Social unlock

Rewards convert apathy into advocacy. When insurance gives perks, members post, invite, and compound growth.

European scale

Pan-European routing plus localized onboarding equals one platform that spreads across borders organically.

For insurers & partners

Plug into the distribution engine.

SafetyBoat routes qualified, high-intent customers to our partner network automatically. No manual work, no marketing spend.

Partner value

  • Instant access to new demographics with verified data.
  • Automated lead routing, CRM syncing, compliance tracking.
  • Transparent dashboards showing demand, conversions, and retention.

Performance snapshot

+72%

Higher acceptance among under-30s.

0

Manual hours for routing & compliance.

4x

Better referral velocity vs. traditional channels.

AI infrastructure

The platform runs itself.

Automation powers every interaction behind the scenes. Members see simplicity. Partners see qualified customers. Our team sees a self-operating engine.

Customer qualification

Smart surveys plus behavioral data create readiness scores instantly.

Partner matching

Dynamic routing ensures each member lands with the right insurer.

Compliance checks

Real-time KYC, AML, and consent workflows keep us audit-ready.

Reward automation

Perks, streaks, and payouts trigger automatically as actions happen.

CRM syncing

Partners receive structured data, timelines, and support logs.

Scales with minimal ops

AI-first infrastructure lets us run multiple markets with tiny teams.

Social proof & trust

Serious infrastructure, youthful experience.

We might feel playful, but we take trust, compliance, and security seriously.

“SafetyBoat finally makes insurance feel shareable. Our members invite others because they’re genuinely rewarded.” — Beta Partner
“We embedded SafetyBoat and unlocked a demographic we couldn’t reach after years of paid marketing.” — Insurance Partner

Partners & compliance

  • Active partnerships with regulated insurers in DE, FR, ES.
  • Compliance reviews with EU regulators & PSD2-aligned payment rails.
  • Bank-grade encryption, SOC 2 roadmap, data residency in the EU.

Security & privacy

  • Multi-factor authentication on every partner dashboard.
  • Consent-first data sharing; members control what partners see.
  • 24/7 monitoring, auto alerts, and transparent audit logs.
User journey

From first visit to automated partner routing.

Every touchpoint is optimized for clarity and conversion. Each screen nudges the user toward action while keeping CTAs consistent.

Visit

Clear promise

Hero headline communicates the new identity instantly. CTA: Get started.

Explore

Social proof

Sections explain rewards, community, and platform credibility.

Sign up

Frictionless onboarding

Short flow collects essentials, shows AI match in real time.

Engage

Rewards

Invite, add family, share cover. Dashboards visualize streaks.

Partner routing

Automated handoff

Insurers receive qualified customers with no extra marketing cost.

Ready to launch?

Turn insurance into the next social platform.

SafetyBoat is Europe's first rewarding, social insurance layer. Join the beta, plug in as a partner, or just see how rewards work.